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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Immediate Family Member Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Immediate Family Member Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$21.00
$21.00
$21.00
$21.00
$21.00
$21.00
$21.00
$21.00
$21.00
$21.00
$21.00
$21.00
$21.00
$21.00
$21.00
$21.90
$22.50
$23.10
$23.70
$24.60
$25.80
$27.30
$28.20
$29.40
$30.90
$31.80
$33.30
$35.70
$36.90
$38.70
$40.80
$42.30
$44.70
$47.70
$50.10
$53.40
$55.80
$59.70
$63.30
$68.10
$72.60
$78.00
$84.00
$91.20
$100.80
$109.80
$120.60
$137.40
$151.80
$168.90
$186.90
$207.00
$229.20
$254.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Immediate Family Member Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$42.00
$43.80
$45.00
$46.20
$47.40
$49.20
$51.60
$54.60
$56.40
$58.80
$61.80
$63.60
$66.60
$71.40
$73.80
$77.40
$81.60
$84.60
$89.40
$95.40
$100.20
$106.80
$111.60
$119.40
$126.60
$136.20
$145.20
$156.00
$168.00
$182.40
$201.60
$219.60
$241.20
$274.80
$303.60
$337.80
$373.80
$414.00
$458.40
$508.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Immediate Family Member Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$54.60
$54.60
$54.60
$54.60
$54.60
$54.60
$54.60
$54.60
$54.60
$54.60
$54.60
$54.60
$54.60
$56.40
$57.00
$59.40
$60.00
$63.00
$64.80
$66.60
$69.60
$72.60
$75.00
$78.00
$82.20
$85.80
$90.00
$95.40
$99.60
$103.80
$110.40
$113.40
$120.00
$126.00
$133.20
$141.60
$148.80
$158.40
$168.00
$180.00
$192.60
$205.80
$220.20
$241.20
$264.00
$288.00
$315.60
$356.40
$395.40
$437.40
$483.60
$534.00
$589.80
$655.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov